5 Highly Effective Ways to Improve Your Credit Before Getting a Loan
Your credit score is the most important factor in determining the interest rate you receive on a loan. Taking the time to make sure your score is as high as possible can help save you a lot of money. Even just one half of a percent difference in the interest rate could save you thousands over the term of the loan. So, how can you make sure your credit score is in good shape before you apply for a loan?
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7 Things to Know about Saving for a Down Payment on a Home
Unless you are able to obtain a VA loan, you are probably going to need a down payment if you are planning on purchasing a home. Down payment minimum requirements can range from a VA loan’s zero, to 10 percent or more.
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Business vs. Personal Checks: What Entrepreneurs Should Know
You may already know that Baby Step 1 is saving $1,000 for a starter emergency fund. It might seem daunting to save up that much money, but you can do it! Even if you've never held $1,000 cash in your hands before, there are plenty of ways to quickly earn the money. Then you can stash it away in the bank for a rainy day.
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What is Identity Theft, and How to Prevent It
Identity Theft is a rising problem in the United States. It is defined as the unauthorized use of an individual’s personal information, in order to commit fraud or criminal acts. Common information that is targeted by identity thieves includes names, social security numbers, drivers’ license numbers, and other unique identifying information. In 2017, almost 15 […]
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